Everything a financial product needs. Already built.

Multi-currency customer accounts with point-in-time balances, liens and statements.

Nested wallets on one customer, each with its own limits.

Double-entry postings behind every movement, queryable at any point in time.

Dedicated account numbers per customer or per invoice, credited as transfers land.

Bank transfer to account numbers, wallet, agent cash and offline devices, with split settlement and refunds.

Mandates and scheduled pulls. Moves money once a processor is connected.

Card and mobile-money acceptance. Moves money once a processor is connected.

Bank payouts with a name check first, scheduled transfers, safe retries.

Saved recipients with bulk import and validation.

JSON or CSV runs, every line validated, maker-checker approval with PIN.

Load a device online, pay offline, settle in batches when it reconnects, with replay protection.

Airtime, data, power and TV: catalogue, account check, prepaid tokens, schedules.

Your own programmes, bulk corporate orders, signed-QR redemption.

Single-use, partial and cash-pickup vouchers on a code.

Two-party agreements with staged release that both sides approve.

Plan types, funding rules, rotating groups and daily interest.

Category budgets, auto-categorisation and spending goals.

A separate pot for the people a customer supports, with asks and limits.

Group pots with roles, campaigns and multi-signature payouts.

Shares, deposits, member loans with guarantors, dividends.

Benefit programmes paid to beneficiaries with approvals.

Rent and property payments.

Events, tickets and check-in.

Merchant-, platform- or funder-funded plans with many repayment rails.

An explainable score from scorecards you write, with shadow runs first.

Lenders, products, origination, offers, disbursement and servicing.

Cover from licensed insurers, sold, paid and claimed inside your app.

Virtual and physical cards with controls. Issues once a processor is connected.

Tiered onboarding, limits that rise automatically, graded identity records.

KYB for the businesses your customers run.

Federated sign-in with consented field sharing.

Allow, review or block before anything posts, with case management.

Watchlists and screening on customers and payments.

Fees and taxes quoted before every money call.

Statement files in, a matching ladder, breaks with owners, signed certificates.

Signed events, secret rotation, retries, auto-pause and replay.

Serve your accounts to third parties with consent.

Corridors, quotes, inbound and outbound transfers.

Rates and conversion between balances.

Payment initiation and direct-debit message mapping.

A GSMA-shaped mobile money interface.