Your own programmes, bulk corporate orders, signed-QR redemption.
Gift cards bring in money before a sale and new customers when they're given away. Running a programme usually means a separate vendor, cards you can't see, and no way to accept them offline.
Gift cards lets you run your own programmes: design the denominations, sell them singly or in bulk to companies, and let holders keep them in a wallet or pass them on as a code. Redemption works online or offline with a signed QR, and every redemption settles to the right merchant.
Your brand, denominations, validity and where the cards can be spent.
Singly to customers, or in bulk orders to companies for staff and clients.
A holder keeps the card in a wallet or sends it on as a code; possession of the code is the claim.
Online, or offline at a till with a signed QR.
Every redemption settles to the merchant where it was spent.
Denominations, validity and branding you control.
Thousands of cards in one order, for staff rewards or client gifts.
A signed QR redeems at the till with no network.
Redemptions settle to the merchant that accepted them.
Keep a card in a wallet, or pass the code to someone without an account.
Bought, sent, redeemed and expired, as signed webhooks.
Illustrative businesses, not customers. Figures are made up to show the flow.
A telecoms company rewarding 2,000 staff in Lagos · Merchants & e-commerce
HR buys vouchers from several shops each December and hands them out on paper; many are lost.
One order, no paper, and a report on how the rewards were used.
A supermarket chain in Kano · Merchants & e-commerce
The stores' network drops often, and gift cards can't be checked when it does.
Gift cards are accepted even when the network isn't.
A lifestyle app in Abuja · Fintechs & neobanks
Users want to send a gift that the recipient can choose how to spend.
A gift anyone can use, sent in a message.
Endpoints in the Gift cards API reference, with every parameter and response.
State changes arrive as signed webhooks. How webhooks work
POST /gift-card
Bridgecurl -X POST "https://api.bridgemoni.com/gift-card" \
-H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
-H "X-Tenant: $BRIDGEMONI_TENANT" \
-H "X-Environment: $BRIDGEMONI_ENV" \
-H "Idempotency-Key: $(uuidgen)" \
-H "Content-Type: application/json" \
-d '{
"productReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"amount": 5000.0,
"formFactor": "DIGITAL",
"designReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"recipientName": {
"name": "string"
},
"recipientMsisdn": "string",
"recipientEmailAddress": "string",
"personalMessage": "string",
"scheduledForDateTime": "2026-09-25T10:00:00Z",
"pin": "string",
"campaignReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e"
}'Not today. Selling other brands' cards is switched off.
No. Whoever holds the code can redeem it.
Yes, with a signed QR verified at the till.
We'll come back with what's live for you today, and what's next.