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Community

Keep money together as a group.

A shared pot for your estate, market, family or class, with every member on the roll.

Get the app See how payouts work ↓
A community pot for a market association: in the pot, free to pay out and set aside, and items that need your signature
Needs you2 need your signatureNo one moves the pot alone
For any group

Whoever you gather money with.

  • Estate
  • Market association
  • Family meeting
  • Class
  • Alumni
  • Church group
One pot, in the open

Everyone sees the pot.

Members see what's in the pot, what's free to pay out and what's set aside for a purpose, and who is on the roll.

Oko Market Traders

Market association · Invite only

Your role: Treasurer
In the pot
₦1,240,000.00
Free to pay out
₦840,000.00
Set aside
₦400,000.00

Illustrative figures. Demo community.

Paying in

Pay in when it suits the group.

Now

Pay into the pot from your main account in a tap.

On a later date

Pick the day and Bridgemoni pays it then.

As dues

Weekly, monthly or yearly dues, so nobody has to chase anyone.

Payouts

No one moves the pot alone.

Payouts need two to five officers to sign, each with their own PIN. Whoever asks for a payout can never sign it.

  1. An officer asks

    What it's for, how much, and who gets paid.

  2. Officers sign

    Two to five signatures, each with their own PIN. The one who asked can't sign.

  3. It's paid

    The money leaves the pot only when enough officers have signed.

A payout waiting for signatures: 1 of 2 signed
Campaigns

Raise money for one purpose.

  • A target and a deadline everyone can see
  • Each member's share, so it's fair
  • Refunds if the campaign is cancelled
  • Pay a bill straight from the pot
A campaign with a target, a deadline and members' shares
Get started

Join, find or start a community.

Join with a code or a link, find one in Find a community, or start your own. Big groups can start chapters.

Join, find or start a community
Roles

Everyone can do exactly what their role allows.

RoleWhat they can do
OwnerManage roles and permissions, suspend or remove members, hand over ownership, close the community.
TreasurerAsk for payouts, sign payouts others ask for, run campaigns.
OfficerSign payouts others ask for.
MemberSee the pot and the roll, pay in, pay dues, join campaigns.

The owner and admins can make new roles and choose what each one may do.

Questions treasurers ask

How many officers must sign a payout?

You choose, from two to five. Whoever asks for a payout can never sign it. Read more

Can the community hold other currencies?

Not yet. Communities hold naira.

How do people join?

With a code or a link from an invitation. You choose how people get in when you start the community. Read more

Running a credit union or cooperative? See Bridge for Credit Unions

Also in Bridgemoni

A pot for the people you support

Set money aside, send it, and see what you promised against what you sent.

Family pot

Pay bills at home and abroad

Airtime, data, power and TV from your main account. Reminders before they are due.

Bills

Pay safely when you buy

Bridgemoni holds the money and pays the seller only when you approve each stage.

Deals

Start your community. Get Bridgemoni.

Online money and offline money, in one app.

On Android and iPhone. Offline payments work between Android phones and iPhones, either way, over NFC or Bluetooth.