Pay anyone, with the name checked first.
Send transfers to any Nigerian bank account. The account holder's name is checked before money moves, retries never pay twice, and every transfer ends in a signed webhook. Bulk payouts with maker-checker approval are on their way.
Safe by default.
Check the name
Name enquiry on the destination account before anything moves.
Quote
Fees and taxes are quoted before you send.
Send once
An Idempotency-Key means a retry returns the original transfer, never a second.
Hear back
transfer.completed arrives as a signed webhook.
Payouts, on Bridge.
Name check first
The account holder's name is confirmed before money moves.
Scheduled transfers
Send now, later or on a schedule.
Saved beneficiaries
Save recipients once, with bulk import and validation.
Retries that never pay twice
The same Idempotency-Key always returns the same transfer.
Bulk payouts
JSON or CSV runs, every line validated, approved by a maker and a checker.
Reconciled
Every payout matched to the bank statement, with breaks tracked to an owner.
A second pair of eyes on every run.
Bulk payouts will validate every line of a run before anyone approves it, and need a maker and a checker, each with their own PIN, before money moves.
Send a transfer.
Reuse the same Idempotency-Key on every retry of the same transfer. Check the name first with POST /transfer/recipient/preview.
POST /transfer
curl -X POST "https://api.bridgemoni.com/transfer" \
-H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
-H "X-Tenant: $BRIDGEMONI_TENANT" \
-H "X-Environment: test" \
-H "Idempotency-Key: payout-2026-11-0042" \
-H "Content-Type: application/json" \
-d '{
"sourceAccountNumber": "0123456789",
"receiverType": "ACCOUNT_NUMBER",
"receiverValue": "0987654321",
"amount": 25000.00,
"currencyCode": "NGN",
"narration": "Invoice 1042"
}' Questions about payouts & transfers
Can I pay any Nigerian bank?
Yes. Transfers go to any Nigerian bank account, with the account name checked before the money moves.
What if my request times out?
Send it again with the same Idempotency-Key. You get the original transfer back, never a second one.
When are bulk payouts available?
Bulk payouts are Next: built and on their way. Talk to us if you need them.
Can I pay mobile money wallets?
Not today. Payouts go to bank accounts and Bridge wallets.
Pay suppliers, staff and sellers with confidence.
Build in test now. Live payments follow our go-live and your verification.