BridgeMoney facts
Fees and limits.
What Bridgemoni costs, and how much you can move. Every fee is also shown in the app before you enter your PIN.
Figures last checked 22 October 2026. Taxes such as VAT are shown separately in the app.
Sending
| What | Fee or limit |
|---|---|
| To a Bridgemoni user | Free |
| To a bank account | Shown in the app before you confirm |
| Smallest bank transfer | Shown in the app before you confirm₦100 in release 2.0; to be confirmed |
Adding money
| What | Fee or limit |
|---|---|
| Transfer into your account number | Shown in the app before you confirm |
Offline
| What | Fee or limit |
|---|---|
| Moving money to your phone | Shown in the app before you confirm |
| Most you can keep on your phone, by account level | Shown in the app before you confirm |
| Most for a single tap | Shown in the app before you confirm |
| How long an offline session lasts | Shown in the app before you confirmUp to 24 hours in the app today; to be confirmed |
Limits are set by the bank. Offline risk disclosure
Bills
| What | Fee or limit |
|---|---|
| Airtime and data in Nigeria | Free |
| Other bills in Nigeria (power, TV and more) | ₦100 + VAT |
| Bills in other countries | Shown in the app before you confirmShown in the app before you confirm |
Deals
| What | Fee or limit |
|---|---|
| Bridgemoni's fee for a deal | Shown in the app before you confirm |
Vouchers
| What | Fee or limit |
|---|---|
| Making a voucher | Shown in the app before you confirm |
| Cashing out a voucher | Shown in the app before you confirm |
Account levels
| What | Fee or limit |
|---|---|
| Level 1: phone number verified | Shown in the app before you confirm |
| Higher levels: BVN added | Shown in the app before you confirmRaises your limits and lets you send to any Nigerian bank |
Anything not listed here is shown in the app before you confirm.
Get Bridgemoni.
Online money and offline money, in one app.
On Android and iPhone. Offline payments work between Android phones and iPhones, either way, over NFC or Bluetooth.