Airtime, data, power and TV: catalogue, account check, prepaid tokens, schedules.
Bills are what customers pay most often, and offering them usually means a separate aggregator contract, a catalogue that goes stale and tokens lost in emails.
Bills gives you a catalogue organised by country, category, biller and product, with account validation before anyone pays. Prepaid tokens come back on the receipt. Saved billers and schedules let customers pay again in a tap, with fixed, amount-due or capped amounts.
By country, category, biller and product: airtime, data, electricity, TV and more.
Where the biller supports it, the meter, decoder or phone number is confirmed before payment.
From the customer's balance, with fees quoted first.
Prepaid tokens and units come back on the receipt.
Saved billers, and schedules with a fixed amount, the amount due or a cap.
Country → category → biller → product, kept current for you.
Where the biller supports it, the account is confirmed before money moves.
Returned on the receipt, ready to copy or send by SMS.
Pay a saved bill again in one tap.
Fixed amount, amount due, or up to a cap.
Airtime and data across many countries from the same catalogue.
Illustrative businesses, not customers. Figures are made up to show the flow.
A microfinance bank's mobile app in Ogun · Banks, MFBs & PSBs
Customers leave the bank's app to buy airtime and pay electricity elsewhere, and take their balances with them.
Customers stay in the bank's app for the payments they make most.
A survey company with enumerators across the North · Fintechs & neobanks
Enumerators run out of data mid-survey; the office reimburses airtime from receipts.
Field staff stay connected, and nobody files airtime receipts.
An estate residents' association in Lekki · Cooperatives & groups
The estate buys electricity for shared areas; the treasurer pays from a personal account and gets reimbursed.
Shared power is paid from shared money, and everyone sees the receipt.
Endpoints in the Bills API reference, with every parameter and response.
State changes arrive as signed webhooks. How webhooks work
POST /bill
Bridgecurl -X POST "https://api.bridgemoni.com/bill" \
-H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
-H "X-Tenant: $BRIDGEMONI_TENANT" \
-H "X-Environment: $BRIDGEMONI_ENV" \
-H "Content-Type: application/json" \
-d '{
"name": "Ikeja Electric - Flat 3",
"description": "Prepaid meter, upstairs flat. Landlord reimburses quarterly.",
"productCode": "IKEDC_PREPAID",
"accountNumber": 45012345678,
"amount": 5000.0,
"schedule": {
"name": "Monthly electricity",
"sourceAccountNumber": 1000000199,
"amountMode": "FIXED",
"fixedAmount": 5000.0,
"maximumAmount": 25000.0,
"frequency": "DAILY",
"dayOfMonth": 5,
"dayOfWeek": 3,
"startsOn": "2026-10-01",
"endsOn": "2027-10-01",
"maximumOccurrences": 12
}
}'Airtime, data, electricity, TV and other billers in the catalogue, in Nigeria and many other countries.
Where the biller supports validation, it catches it: the account is confirmed before any money moves.
Yes, with a fixed amount, the amount due, or up to a cap.
We'll come back with what's live for you today, and what's next.