A GSMA-shaped mobile money interface.
Next. Mobile money API is built and on its way to Live. Tell us if you need it, and we'll tell you honestly when it will be ready for you.
Mobile money partners and aggregators expect a familiar interface: transfers, merchant payments, balances and name lookups shaped the same way everywhere.
The mobile money API on Bridge will offer an interface shaped on the GSMA Mobile Money API, mapped to Bridge accounts and payments, so partners integrate with what they already know.
It is built and on its way. It carries no conformance certification.
API credentials and an access token.
Confirm the account holder and quote the transfer.
Transfers, merchant payments and refunds.
Poll a request's state if a response goes missing.
Confirm who holds an account before paying.
Peer-to-peer and cross-provider credits.
Payer-initiated and request-to-pay.
Reverse or refund a payment.
Balance, transactions and statements.
Find out what happened to a request that timed out.
Illustrative businesses, not customers. Figures are made up to show the flow.
A payments aggregator in Lagos · Fintechs & neobanks
The aggregator already integrates mobile money providers through the same interface and wants to add a bank's wallets.
A new provider will be added without a new integration.
A retail chain in Kano · Merchants & e-commerce
The chain wants to send payment requests to customers' wallets at the till.
Customers will pay from their wallet at the till.
An online store in Abuja · Merchants & e-commerce
Refunds to wallets were manual transfers with no link to the original payment.
Refunds will trace to the payment they reverse.
Not yet. It is built and on its way.
No. It is shaped on the GSMA Mobile Money API and carries no certification.
We'll come back with what's live for you today, and what's next.
Bridge