Card and mobile-money acceptance. Moves money once a processor is connected.
Partner required. The engine is built, and it moves no money until a processor is connected. Tell us about your volumes and we'll tell you where that stands.
Some customers will want to pay by card or mobile money. Adding those usually means a new provider with its own refunds, disputes and settlement files.
Card acceptance will put cards and mobile money into the same collections flow as transfers and wallets: one request, the same split settlement, the same refunds and disputes. It moves no money until a processor is connected.
Alongside the rails you already accept.
Once connected, a processor will authorise the payment.
Split, settled and reconciled as every other rail.
Pull payments can be reversed by the payer, so these rails will carry a reserve.
Will join the same collection request as transfers and wallets.
Will be accepted the same way, where a processor supports it.
The same split settlement as every other rail.
Refunds recorded against the original request.
Cards can be charged back for months, so a reserve will cover that window.
Settlement files will reconcile with everything else.
Illustrative businesses, not customers. Figures are made up to show the flow.
A boutique hotel in Calabar · Merchants & e-commerce
International guests want to pay by card, and the hotel's other payments already run on transfers.
Card payments would sit with everything else, in one report.
A craft marketplace selling to Ghana · Marketplaces
Buyers in Ghana pay with mobile money more than cards.
Buyers would pay the way they already do.
A streaming service in Lagos · Fintechs & neobanks
Subscribers want to pay by card each month.
Subscribers would keep paying the way they choose.
Not yet. Card and mobile-money acceptance will move money once a processor is connected.
Yes. Refunds will be recorded against the original collection, as on every other rail.
Card payments can be charged back long after they settle; a reserve covers that window.
Dedicated account numbers per customer or per invoice, credited as transfers land.
Bank transfer to account numbers, wallet, agent cash and offline devices, with split settlement and refunds.
Mandates and scheduled pulls. Moves money once a processor is connected.
We'll come back with what's live for you today, and what's next.
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