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Deals

Pay safely when you buy.

Bridgemoni holds the money and pays the seller only when you approve each stage, so buyer and seller can both trust the trade.

Get the app See how a deal works ↓
A deal in progress: ₦250,000.00 held for a phone, with what happens next and Release
Held, not sent₦250,000.00
The idea

Pay in. Get it. Then release.

When you pay into a deal, the money doesn't go to the seller. Bridgemoni holds it. The seller can see it's there, so they know you're serious. You release it with your PIN when you've got what you paid for.

How a deal works

Opened → Paid in → Delivered → Released.

  1. Step 1: Start a deal

    Find the seller by phone, email or username. Say what it's for, the amount and a deliver-by date.

    Start a deal: find the seller by phone, email or username, and say what it's for

  2. Step 2: Pay in

    The money is held by Bridgemoni, not sent. Bridgemoni's fee is shown before you pay in.

    Deals at a glance: held, released and in dispute

  3. Step 3: Delivered

    The seller taps “I've delivered”.

    The seller has marked the deal delivered

  4. Step 4: Release

    You check it, then release with your PIN.

    Release the money with your PIN
Big deals, a step at a time

Rent, a generator, a laptop: release a step at a time.

Split a big deal into stages. Each stage is released on its own, so the seller is paid as the work is done.

  • Name each stage and its amount
  • Release one stage, keep the rest held
  • A deliver-by date: if the deal isn't settled by then, Bridgemoni steps in
Start a deal: who and what, how much and by when, split into stages
If something's wrong

Tap “Something's wrong” and Bridgemoni will look at it.

If you can't agree, Bridgemoni decides: everything to the seller, or everything back to the buyer, never a split.

While Bridgemoni looks, you can still settle it between you.

Something's wrong: Bridgemoni will look at it
For sellers

Get paid by people who don't know you yet.

Buyers pay in before you deliver, and you can see the money is there. Share a deal and stop arguing about who goes first.

Deals you are selling, with money held for you
What people use Deals for

From a phone to a year's rent.

  • A phone from Instagram

    Paid in, released when it arrived.

  • An agbada from a tailor

    Sewn to measure, paid as it was made.

  • Rims from a dealer

    Released after they were fitted.

  • Rent for a new flat

    Held until the keys were handed over.

Examples are illustrative.

What it costs

Bridgemoni's fee is shown before you pay in. Fees and limits

Questions about Deals

Does the seller need Bridgemoni?

Yes. You find the seller by their phone number, email or Bridgemoni username.

How long does Bridgemoni take to decide a dispute?

If you haven't settled it between you by the deliver-by date, Bridgemoni's team steps in and tells you both what it decides.

Can I cancel before paying in?

Yes. Nothing moves until you pay in.

What does it cost?

Bridgemoni's fee is shown before you pay in. Read more

Also in Bridgemoni

Send a voucher, not just money

Money on a code you can hand over. Spent all at once, or a bit at a time.

Vouchers

Send to any Nigerian bank

Free and instant to Bridgemoni users. Every fee shown before you confirm.

Send & receive

Safe by design

Three secrets, a key that never leaves your phone, and a lost phone you can freeze from anywhere.

Safe by design

Buy safely. Get Bridgemoni.

Online money and offline money, in one app.

On Android and iPhone. Offline payments work between Android phones and iPhones, either way, over NFC or Bluetooth.