Bridge Payments · Banks & agents

Cash at the agent. Payments with no network.

Your agents take cash for collections against a float they fund, and remit what they collect. Customers can pay and be paid offline, settled when a device reconnects. Every movement reconciles to your books.

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Built on Collections Offline payments Reconciliation

Illustrative

How it works

Cash in, accounted for.

Fund the float
The agent funds a float before collecting.
Collect cash
Each cash collection is recorded against the float, with a receipt.
A hard limit
When the float runs out, collection is refused, not just warned.
Remit and reconcile
The agent remits what they collected, and it reconciles to your books.

What you get

For banks and agent networks.

Agent cash

Cash collections against a float the agent funds, with receipts.

Offline payments

Phone to phone with no network, settled when a device reconnects.

Virtual accounts

Account numbers per customer, credited as transfers land.

Reconciliation

Statement files in, a matching ladder, breaks with owners.

Coming

POS terminals

Terminal registration is built; card-present acquiring on terminals is coming.

Open banking

Serve your accounts to third parties with consent.

Reconciliation

Every naira matched to your books.

Bring in your statement files and Bridge matches every collection, remittance and settlement, tracks breaks to an owner until they close, and never posts to your ledger on its own.

Illustrative

For developers

Remit an agent's cash.

Agent cash is collected against the agent's float and remitted when the agent hands it over.

API reference · Quickstart · Webhooks

POST /collection/agent-cash/{reference}/remit

curl -X POST "https://api.bridgemoni.com/collection/agent-cash/AGC-0417-118/remit" \
  -H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
  -H "X-Tenant: $BRIDGEMONI_TENANT" \
  -H "X-Environment: test"