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Budgets

See where your money goes.

Limits for food, transport and more, with a warning before you go over. Goals that tell you when to stop, and a money health score from your own figures.

Get the app See how it works ↓
Budgets: spent this month, money in and left over, with category limits
Food & drinks80% of your limitBridgemoni warns you before you go over
Budgets

A limit for each thing you spend on.

Set a limit per category, for a day, a week, a month, a quarter, a year or your own dates. Carry what's left into the next one if you like.

  • Bridgemoni warns you at half, at 80% and when you reach the limit
  • Make your month run payday to payday
  • Your own categories, as many as you need
  • Carry what's left over into the next cycle
Your budgets · October
Food & drinks₦40,000.00 of ₦50,000.00
Transport₦12,500.00 of ₦25,000.00
Data & airtime₦5,000.00 over

Illustrative figures, as shown in the app.

Spending

Every payment filed for you.

Payments land in the right category on their own. Move one, and Bridgemoni can make a rule so the next one goes there too.

  • Where your money went, as a ring
  • Money in and out, month by month
  • Your top payees
Where your money went: spending filed into categories
Goals

Goals that tell you when to stop.

Pick a cap for a week or a month. You get one alert when you pass it.

Spending goals with a cap for the week or month
Insights

Know your money health.

Your money health, from your own figures: Saving, Cushion, Budgets and Goals. Worked out on your phone. Not a credit score.

Money health

71/100

Steady
Tips

1 budget is over its limit

Keep a little for offline payments

You keep 20% of what comes in

Read from how you use Bridgemoni. Not financial advice.

Insights: your money health 71 out of 100, steady, with plain tips

Cash too.

Add cash spending and income, so the picture is whole.

Add incomeAdd spending (cash)

Questions about budgets

Does Bridgemoni share my budget data?

Your budgets and categories are kept with your account and used to show you your own spending. Your money health score is worked out on your phone. Read more

Can I make my own categories?

Yes. Make your own categories and rules, and choose when your month and week start.

Is the money health score a credit score?

No. It's worked out on your phone from how you use Bridgemoni, to help you see your own habits. It isn't shared with lenders. Read more

Also in Bridgemoni

Pay bills at home and abroad

Airtime, data, power and TV from your main account. Reminders before they are due.

Bills

A pot for the people you support

Set money aside, send it, and see what you promised against what you sent.

Family pot

Keep money together as a group

A shared pot for your estate, market, family or class, with every member on the roll.

Community

Know your money. Get Bridgemoni.

Online money and offline money, in one app.

On Android and iPhone. Offline payments work between Android phones and iPhones, either way, over NFC or Bluetooth.