Referral programme terms

These terms cover the Bridgemoni referral programme.

Who can take part

To get a referral code you need a verified account, which means adding your BVN. Your code appears in the app under Refer friends.

How you earn

When a friend joins with your code and gets verified, you earn from the fees they pay. Earnings come from your friend’s fees, not from extra charges to them.

Adding a friend’s code

A new customer can add a referral code once, soon after joining.

Your earnings

The app shows a statement for the last 12 months, with each earning in one of three states:

• On hold: earned, and waiting while your friend’s activity is checked.
• Paid to your wallet: yours to spend.
• Taken from future earnings: if a payment behind an earning is reversed, that amount is taken back from what you earn next.

Fair use

Referring yourself, or inviting people who don’t intend to use Bridgemoni, isn’t allowed. We can withhold earnings and close codes that break these terms.

Changes

We can change or end the programme. We’ll tell you in the app first, and earnings already paid are yours.