Bridge
Launched in Nigeria · Coming to a country near you
Your money, all in one place.
One balance for every day, with bills, family, deals, budgets and community around it. And when the network drops, you can still pay.
Free to download · Free transfers to Bridgemoni users · Every fee shown before you confirm
Powered by Pedistack. Authorized by a CBN-licensed commercial bank and other partners.
A password to sign in, a PIN for money, a PIN for offline taps.
Every fee and tax shown before you enter your PIN.
One app instead of five.
A pot for the people you support
Set money aside, send it, and see what you promised against what you sent.
Pay bills at home and abroad
Airtime, data, power and TV from your main account. Reminders before they are due.
Pay safely when you buy
Bridgemoni holds the money and pays the seller only when you approve each stage.
Send a voucher, not just money
Money on a code you can hand over. Spent all at once, or a bit at a time.
Keep money together as a group
A shared pot for your estate, market, family or class, with every member on the roll.
See where your money goes
Limits for food, transport and more, with a warning before you go over.
Money that works when the network doesn't.
On the road. In traffic. Underground. In the dark. Pay the person in front of you, phone to phone, and it settles with your bank when you're back online.
- 01Link your phoneA key is made on this phone and never leaves it.
- 02Move money to itKeep a little here so a dead network never stops a payment.
- 03Tap to payBluetooth, NFC or a shared hotspot. Your PIN approves it.
- 04It settlesThe moment either phone is back online.
Both phones need Bridgemoni. Money on your phone is like cash: see the risks.
Send to any Nigerian bank. Free to Bridgemoni users.
- The account name is checked before you pay
- Your own account number to top up from any bank app
- Pay bills in Nigeria and over 170 countries
Held, not sent.
Buying from someone you met online? Pay into a deal. Bridgemoni holds the money until you say you've got what you paid for, a stage at a time for big deals.
- Opened
- Paid in
- Delivered
- Released
Money you share, kept straight.
Answer when family asks.
Relatives on Bridgemoni can ask you for money. You agree with your PIN, or decline.
No one moves the pot alone.
Payouts need two to five officers to sign. Whoever asks can never sign.
Hand money over on a code.
One go, keep and spend, or cash out. Check a code before you charge.
Know where every naira goes.
- Warnings at 50%, 80% and 100% of a limit
- Payments filed into categories for you
- Goals that tell you when to stop
- A money health score from your own figures. Not a credit score.
Safe by design.
Built so that your money only moves when you say so.
- Three secrets: password, money PIN, offline PIN
- Your offline key is kept in your phone's secure hardware, where it has it
- Lose your phone? Freeze it from any other device, instantly
- Bridgemoni will never ask for your PIN or password
Also in Bridgemoni Refer friends and earn from their fees English, Naijá, Hausa, Yorùbá, Igbo · in review Light and darkTurn off what you don't useVirtual cards · Coming
Bridge for BusinessEvery feature in Bridgemoni runs on our platform. Build yours on it too. Explore Bridge for BusinessQuestions people ask
Is Bridgemoni a bank?
No. Bridgemoni is an app by Pedistack, authorized by a CBN-licensed commercial bank and other partners. Read more
How can I pay with no network?
Move some money onto your phone while you're online. Then your phone can pay another Bridgemoni phone nearby over Bluetooth, NFC or a hotspot. It settles when either phone is back online. Read more
What does it cost?
Downloading and sending to Bridgemoni users is free. Fees for bank transfers, bills and moving money to your phone are shown before you confirm. Read more
Is it on iPhone?
Yes. Bridgemoni is on the App Store and on Google Play. Read more
What if I lose my phone?
Freeze it from another device. Money you moved onto the phone is like cash in a wallet, so keep only what you need there. Read more
Do I need my BVN?
You can start with your phone number. Adding your BVN raises your limits and lets you send to any Nigerian bank.
Get Bridgemoni.
Online money and offline money, in one app.
On Android and iPhone. Offline payments work between Android phones and iPhones, either way, over NFC or Bluetooth.