Test mode

The same base URL and the same endpoints, with test data. Switch with one header.

Get test credentials

Ask us for test access, and we'll send your test tenant, client ID and secret.

Switching environments

X-Environment: test   # test data, no real money
X-Environment: live   # real customers, real money

A missing or misspelled header means test.

That's deliberate: a typo never moves real money. It also means a live integration with a broken header quietly runs in test, so check your first live call.

Test data

What	In test
Bank transfers	Run against our partner bank's sandbox, so no real money moves.
Name enquiry	Returns whatever the partner's sandbox sends back.
Identity checks	Use our partners' test data. Ask us for sample BVNs.
Bills	The provider's sandbox catalogue. No real value is sent.
Webhooks	Delivered and signed, as in live. Test endpoints may use `http://`.

What differs from live

No real money moves and no real provider is called.
Test and live data never mix, and a webhook endpoint belongs to one environment.
The code is the same, so an integration that works in test works in live.