API reference · Communities & institutions

Credit union general ledger

GET/credit-union/{reference}/fiscal-periodsList the fiscal periods and their status
POST/credit-union/{reference}/fiscal-year/closeClose the fiscal year
POST/credit-union/{reference}/fiscal-year/{fiscalYear}/reopenReopen a closed fiscal year
POST/credit-union/{reference}/general-ledgerSwitch the general ledger on
GET/credit-union/{reference}/gl-accountsRead the chart of accounts
POST/credit-union/{reference}/journalPost a manual journal
GET/credit-union/{reference}/journal/{journalReference}Read one journal and its balanced set of entries
GET/credit-union/{reference}/report/balance-sheetRead the balance sheet
GET/credit-union/{reference}/report/income-statementRead the income statement
GET/credit-union/{reference}/report/ledger-checkTie the ledger to the pockets and the subsidiary ledgers
GET/credit-union/{reference}/report/trial-balanceRead the trial balance

GET List the fiscal periods and their status

GET /credit-union/{reference}/fiscal-periods

Headers

Name	Notes
`Authorization`	Bearer token
`X-Tenant`	Your tenant
`X-Environment`	test or live

Path parameters

Name
`reference`

Example

Response: GenericResponseListFiscalPeriodResponse

curl -X GET "https://api.bridgemoni.com/credit-union/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e/fiscal-periods" \
  -H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
  -H "X-Tenant: $BRIDGEMONI_TENANT" \
  -H "X-Environment: $BRIDGEMONI_ENV"

{
  "data": [
    {
      "reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
      "unionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
      "fiscalYear": 0,
      "periodStart": "2026-09-25",
      "periodEnd": "2026-09-25",
      "status": "OPEN",
      "closedSurplus": 0,
      "closingJournalReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
      "closedAt": "2026-09-25T10:00:00Z",
      "closedByUserReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
      "reopenReason": "string"
    }
  ],
  "description": "Fiscal periods retrieved successfully"
}

Responses

Status	When
`200`	Fiscal periods retrieved successfully

POST Close the fiscal year

POST /credit-union/{reference}/fiscal-year/close

Moves every income and expense balance onto retained surplus and stops the year accepting further postings. What is left is what the statutory appropriation and then the distributions work from.

Headers

Name	Notes
`Authorization`	Bearer token
`X-Tenant`	Your tenant
`X-Environment`	test or live
`Content-Type`	application/json

Path parameters

Name
`reference`

Example

Request body: CloseFiscalYearRequest · Response: GenericResponseFiscalPeriodResponse

curl -X POST "https://api.bridgemoni.com/credit-union/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e/fiscal-year/close" \
  -H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
  -H "X-Tenant: $BRIDGEMONI_TENANT" \
  -H "X-Environment: $BRIDGEMONI_ENV" \
  -H "Content-Type: application/json" \
  -d '{
  "fiscalYear": 0,
  "resolutionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e"
}'

{
  "fiscalYear": 0,
  "resolutionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e"
}

{
  "data": {
    "reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "unionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "fiscalYear": 0,
    "periodStart": "2026-09-25",
    "periodEnd": "2026-09-25",
    "status": "OPEN",
    "closedSurplus": 0,
    "closingJournalReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "closedAt": "2026-09-25T10:00:00Z",
    "closedByUserReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "reopenReason": "string"
  },
  "description": "Fiscal year closed successfully"
}

Responses

Status	When
`200`	Fiscal year closed successfully

POST Reopen a closed fiscal year

POST /credit-union/{reference}/fiscal-year/{fiscalYear}/reopen

Recorded with a reason, because figures somebody signed are about to move.

Headers

Name	Notes
`Authorization`	Bearer token
`X-Tenant`	Your tenant
`X-Environment`	test or live

Path parameters

Name
`reference`
`fiscalYear`

Query parameters

Name	Default
`reason`	Optional

Example

Response: GenericResponseFiscalPeriodResponse

curl -X POST "https://api.bridgemoni.com/credit-union/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e/fiscal-year/value/reopen?reason=value" \
  -H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
  -H "X-Tenant: $BRIDGEMONI_TENANT" \
  -H "X-Environment: $BRIDGEMONI_ENV"

{
  "data": {
    "reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "unionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "fiscalYear": 0,
    "periodStart": "2026-09-25",
    "periodEnd": "2026-09-25",
    "status": "OPEN",
    "closedSurplus": 0,
    "closingJournalReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "closedAt": "2026-09-25T10:00:00Z",
    "closedByUserReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "reopenReason": "string"
  },
  "description": "Fiscal year reopened successfully"
}

Responses

Status	When
`200`	Fiscal year reopened successfully

POST Switch the general ledger on

POST /credit-union/{reference}/general-ledger

Seeds the standard cooperative chart and starts writing journals. Bridge's ledger holds cash and cannot hold income, expense or equity for a party that is not the platform, so a union keeps its own double-entry books.

Headers

Name	Notes
`Authorization`	Bearer token
`X-Tenant`	Your tenant
`X-Environment`	test or live

Path parameters

Name
`reference`

Example

Response: GenericResponseListGlAccountResponse

curl -X POST "https://api.bridgemoni.com/credit-union/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e/general-ledger" \
  -H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
  -H "X-Tenant: $BRIDGEMONI_TENANT" \
  -H "X-Environment: $BRIDGEMONI_ENV"

{
  "data": [
    {
      "reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
      "unionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
      "code": "string",
      "name": "string",
      "classification": "ASSET",
      "normalBalance": "CREDIT",
      "parentCode": "string",
      "systemAccountKey": "string",
      "active": true,
      "balance": 0
    }
  ],
  "description": "General ledger enabled successfully"
}

Responses

Status	When
`200`	General ledger enabled successfully

GET Read the chart of accounts

GET /credit-union/{reference}/gl-accounts

Headers

Name	Notes
`Authorization`	Bearer token
`X-Tenant`	Your tenant
`X-Environment`	test or live

Path parameters

Name
`reference`

Example

Response: GenericResponseListGlAccountResponse

curl -X GET "https://api.bridgemoni.com/credit-union/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e/gl-accounts" \
  -H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
  -H "X-Tenant: $BRIDGEMONI_TENANT" \
  -H "X-Environment: $BRIDGEMONI_ENV"

{
  "data": [
    {
      "reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
      "unionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
      "code": "string",
      "name": "string",
      "classification": "ASSET",
      "normalBalance": "CREDIT",
      "parentCode": "string",
      "systemAccountKey": "string",
      "active": true,
      "balance": 0
    }
  ],
  "description": "Chart of accounts retrieved successfully"
}

Responses

Status	When
`200`	Chart of accounts retrieved successfully

POST Post a manual journal

POST /credit-union/{reference}/journal

The only way to write to the ledger by hand, and the first thing a supervisor looks at. It still has to balance, and the caller is recorded on every line.

Headers

Name	Notes
`Authorization`	Bearer token
`X-Tenant`	Your tenant
`X-Environment`	test or live
`Content-Type`	application/json

Path parameters

Name
`reference`

Example

Request body: PostJournalRequest · Response: GenericResponseJournalResponse

curl -X POST "https://api.bridgemoni.com/credit-union/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e/journal" \
  -H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
  -H "X-Tenant: $BRIDGEMONI_TENANT" \
  -H "X-Environment: $BRIDGEMONI_ENV" \
  -H "Content-Type: application/json" \
  -d '{
  "lines": [
    {
      "glAccountCode": "string",
      "direction": "CREDIT",
      "amount": 0,
      "narrative": "string"
    }
  ],
  "narrative": "string",
  "valueDate": "2026-09-25",
  "sourceReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e"
}'

{
  "lines": [
    {
      "glAccountCode": "string",
      "direction": "CREDIT",
      "amount": 0,
      "narrative": "string"
    }
  ],
  "narrative": "string",
  "valueDate": "2026-09-25",
  "sourceReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e"
}

{
  "data": {
    "journalReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "unionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "sourceType": "ENTRANCE_FEE",
    "sourceReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "valueDate": "2026-09-25",
    "narrative": "string",
    "totalDebits": 0,
    "totalCredits": 0,
    "lines": [
      {
        "reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
        "unionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
        "journalReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
        "glAccountCode": "string",
        "glAccountName": "string",
        "direction": "CREDIT",
        "amount": 0,
        "currencyCode": "string",
        "valueDate": "2026-09-25",
        "sourceType": "ENTRANCE_FEE",
        "sourceReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
        "financialTransactionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
        "narrative": "string",
        "postedAt": "2026-09-25T10:00:00Z"
      }
    ]
  },
  "description": "Journal posted successfully"
}

Responses

Status	When
`200`	Journal posted successfully

GET Read one journal and its balanced set of entries

GET /credit-union/{reference}/journal/{journalReference}

Headers

Name	Notes
`Authorization`	Bearer token
`X-Tenant`	Your tenant
`X-Environment`	test or live

Path parameters

Name
`reference`
`journalReference`

Example

Response: GenericResponseJournalResponse

curl -X GET "https://api.bridgemoni.com/credit-union/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e/journal/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e" \
  -H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
  -H "X-Tenant: $BRIDGEMONI_TENANT" \
  -H "X-Environment: $BRIDGEMONI_ENV"

{
  "data": {
    "journalReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "unionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "sourceType": "ENTRANCE_FEE",
    "sourceReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "valueDate": "2026-09-25",
    "narrative": "string",
    "totalDebits": 0,
    "totalCredits": 0,
    "lines": [
      {
        "reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
        "unionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
        "journalReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
        "glAccountCode": "string",
        "glAccountName": "string",
        "direction": "CREDIT",
        "amount": 0,
        "currencyCode": "string",
        "valueDate": "2026-09-25",
        "sourceType": "ENTRANCE_FEE",
        "sourceReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
        "financialTransactionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
        "narrative": "string",
        "postedAt": "2026-09-25T10:00:00Z"
      }
    ]
  },
  "description": "Journal retrieved successfully"
}

Responses

Status	When
`200`	Journal retrieved successfully

GET Read the balance sheet

GET /credit-union/{reference}/report/balance-sheet

Headers

Name	Notes
`Authorization`	Bearer token
`X-Tenant`	Your tenant
`X-Environment`	test or live

Path parameters

Name
`reference`

Query parameters

Name	Default
`asOf`	Optional

Example

Response: GenericResponseBalanceSheetResponse

curl -X GET "https://api.bridgemoni.com/credit-union/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e/report/balance-sheet" \
  -H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
  -H "X-Tenant: $BRIDGEMONI_TENANT" \
  -H "X-Environment: $BRIDGEMONI_ENV"

{
  "data": {
    "unionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "currencyCode": "string",
    "asOf": "2026-09-25",
    "assets": [
      {
        "on": "2026-09-25",
        "kind": "string",
        "narrative": "string",
        "amount": 0
      }
    ],
    "liabilities": [
      {
        "on": "2026-09-25",
        "kind": "string",
        "narrative": "string",
        "amount": 0
      }
    ],
    "equity": [
      {
        "on": "2026-09-25",
        "kind": "string",
        "narrative": "string",
        "amount": 0
      }
    ],
    "totalAssets": 0,
    "totalLiabilities": 0,
    "totalEquity": 0,
    "surplusForThePeriod": 0,
    "balanced": true
  },
  "description": "Balance sheet retrieved successfully"
}

Responses

Status	When
`200`	Balance sheet retrieved successfully

GET Read the income statement

GET /credit-union/{reference}/report/income-statement

Income less expenses for the period. This is what the statutory appropriation works from; it is not the same as what a member may be paid.

Headers

Name	Notes
`Authorization`	Bearer token
`X-Tenant`	Your tenant
`X-Environment`	test or live

Path parameters

Name
`reference`

Query parameters

Name	Default
`from`	Optional
`to`	Optional

Example

Response: GenericResponseIncomeStatementResponse

curl -X GET "https://api.bridgemoni.com/credit-union/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e/report/income-statement" \
  -H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
  -H "X-Tenant: $BRIDGEMONI_TENANT" \
  -H "X-Environment: $BRIDGEMONI_ENV"

{
  "data": {
    "unionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "currencyCode": "string",
    "periodStart": "2026-09-25",
    "periodEnd": "2026-09-25",
    "income": [
      {
        "on": "2026-09-25",
        "kind": "string",
        "narrative": "string",
        "amount": 0
      }
    ],
    "expenses": [
      {
        "on": "2026-09-25",
        "kind": "string",
        "narrative": "string",
        "amount": 0
      }
    ],
    "totalIncome": 0,
    "totalExpenses": 0,
    "surplus": 0
  },
  "description": "Income statement retrieved successfully"
}

Responses

Status	When
`200`	Income statement retrieved successfully

GET Tie the ledger to the pockets and the subsidiary ledgers

GET /credit-union/{reference}/report/ledger-check

The cash accounts against the balances Bridge holds, and the control accounts against the loan book, the share register and the deposit register. The count of checks performed is part of the answer: a run that matched nothing is not a clean run.

Headers

Name	Notes
`Authorization`	Bearer token
`X-Tenant`	Your tenant
`X-Environment`	test or live

Path parameters

Name
`reference`

Query parameters

Name	Default
`asOf`	Optional

Example

Response: GenericResponseGeneralLedgerCheckResponse

curl -X GET "https://api.bridgemoni.com/credit-union/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e/report/ledger-check" \
  -H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
  -H "X-Tenant: $BRIDGEMONI_TENANT" \
  -H "X-Environment: $BRIDGEMONI_ENV"

{
  "data": {
    "unionReference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
    "asOf": "2026-09-25",
    "checksPerformed": 0,
    "mismatchCount": 0,
    "clean": true,
    "ties": [
      {
        "tie": "string",
        "glAccountCode": "string",
        "ledgerBalance": 0,
        "controlBalance": 0,
        "difference": 0,
        "tied": true,
        "narrative": "string"
      }
    ]
  },
  "description": "Ledger check completed successfully"
}

Responses

Status	When
`200`	Ledger check completed successfully

GET Read the trial balance

GET /credit-union/{reference}/report/trial-balance

Headers

Name	Notes
`Authorization`	Bearer token
`X-Tenant`	Your tenant
`X-Environment`	test or live

Path parameters

Name
`reference`

Query parameters

Name	Default
`asOf`	Optional

Example

Response: GenericResponseTrialBalanceResponse

curl -X GET "https://api.bridgemoni.com/credit-union/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e/report/trial-balance" \
  -H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
  -H "X-Tenant: $BRIDGEMONI_TENANT" \
  -H "X-Environment: $BRIDGEMONI_ENV"

{
  "data": {
    "currencyCode": "string",
    "from": "2026-09-25T10:00:00Z",
    "to": "2026-09-25T10:00:00Z",
    "totalDebits": 0,
    "totalCredits": 0,
    "difference": 0,
    "entryCount": "1",
    "breakdown": [
      {
        "transactionType": "DEPOSIT",
        "totalDebits": 0,
        "totalCredits": 0
      }
    ]
  },
  "description": "Trial balance retrieved successfully"
}

Responses

Status	When
`200`	Trial balance retrieved successfully

Generated from the OpenAPI document. Branch on the HTTP status: there is no machine-readable error code on the wire. Errors