API reference · Identity & onboarding
Beneficiary Owners
- POST
/accountholder/{type}/{value}/beneficiary/ownerAdd a beneficiary owner to an account holder's business - GET
/beneficiary/owner/{id}Fetch a beneficiary owner by reference - PUT
/beneficiary/owner/{id}Update a beneficiary owner
POST Add a beneficiary owner to an account holder's business
POST /accountholder/{type}/{value}/beneficiary/owner
Creates a beneficiary owner, cascading creation of any supplied identification documents, sanction screening, and verification.
Headers
| Name | Notes |
|---|---|
Authorization | Bearer token |
X-Tenant | Your tenant |
X-Environment | test or live |
Content-Type | application/json |
Path parameters
| Name |
|---|
type |
value |
Example
Request body: BeneficiaryOwnerRequest · Response: BeneficiaryOwnerResponse
curl -X POST "https://api.bridgemoni.com/accountholder/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e/beneficiary/owner" \
-H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
-H "X-Tenant: $BRIDGEMONI_TENANT" \
-H "X-Environment: $BRIDGEMONI_ENV" \
-H "Content-Type: application/json" \
-d '{
"givenName": "first name",
"familyName": "last name",
"fullName": "Ada Obi",
"nationalityCountryCode": "NG",
"identifications": [
{
"identificationType": "PASSPORT",
"identificationNumber": "identification number",
"issuingCountryCode": "NG",
"issuingAuthority": "Ada Obi",
"issueDate": "2027-03-14",
"expiryDate": "2027-03-14",
"identifier": "identification number",
"frontImageUrl": "unified resource identifier",
"backImageUrl": "unified resource identifier"
}
],
"ownershipPercentage": 1,
"ownershipControl": "Ada Obi",
"sanction": {
"politicallyExposureStatus": true,
"sanctionMatchStatus": true,
"sanctionSources": [
"Ada Obi"
],
"adverseMediaFound": true,
"lastScreenDateTime": "2027-03-14T14:30:01",
"nextScreenDateTime": "2027-03-14T14:30:01"
},
"verification": {
"assuranceLevel": 1,
"verificationDateTime": "2027-03-14T14:30:01"
}
}' {
"givenName": "first name",
"familyName": "last name",
"fullName": "Ada Obi",
"nationalityCountryCode": "NG",
"identifications": [
{
"identificationType": "PASSPORT",
"identificationNumber": "identification number",
"issuingCountryCode": "NG",
"issuingAuthority": "Ada Obi",
"issueDate": "2027-03-14",
"expiryDate": "2027-03-14",
"identifier": "identification number",
"frontImageUrl": "unified resource identifier",
"backImageUrl": "unified resource identifier"
}
],
"ownershipPercentage": 1,
"ownershipControl": "Ada Obi",
"sanction": {
"politicallyExposureStatus": true,
"sanctionMatchStatus": true,
"sanctionSources": [
"Ada Obi"
],
"adverseMediaFound": true,
"lastScreenDateTime": "2027-03-14T14:30:01",
"nextScreenDateTime": "2027-03-14T14:30:01"
},
"verification": {
"assuranceLevel": 1,
"verificationDateTime": "2027-03-14T14:30:01"
}
} {
"data": {
"reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"givenName": "first name",
"familyName": "last name",
"fullName": "Ada Obi",
"nationalityCountryCode": "NG",
"identifications": [
{
"reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"identificationType": "PASSPORT",
"identificationNumber": "identification number",
"issuingCountryCode": "NG",
"issuingAuthority": "Ada Obi",
"issueDate": "2027-03-14",
"expiryDate": "2027-03-14",
"identifier": "identification number",
"verificationStatus": "PENDING",
"verificationMethod": "verification method",
"frontImageUrl": "unified resource identifier",
"backImageUrl": "unified resource identifier",
"rejectionReason": "March payroll"
}
],
"ownershipPercentage": 1,
"ownershipControl": "Ada Obi",
"sanction": {
"reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"politicallyExposureStatus": true,
"sanctionMatchStatus": true,
"sanctionSources": [
"Ada Obi"
],
"adverseMediaFound": true,
"lastScreenDateTime": "2027-03-14T14:30:01",
"nextScreenDateTime": "2027-03-14T14:30:01"
},
"verification": {
"reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"verificationStatus": "PENDING",
"verificationMethod": "verification method",
"assuranceLevel": 1,
"verificationDateTime": "2027-03-14T14:30:01"
}
},
"description": "Add a beneficiary owner to an account holder's business"
} Responses
| Status | When |
|---|---|
200 | Beneficiary owner created successfully |
GET Fetch a beneficiary owner by reference
GET /beneficiary/owner/{id}
Headers
| Name | Notes |
|---|---|
Authorization | Bearer token |
X-Tenant | Your tenant |
X-Environment | test or live |
Path parameters
| Name |
|---|
id |
Example
Response: BeneficiaryOwnerResponse
curl -X GET "https://api.bridgemoni.com/beneficiary/owner/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e" \
-H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
-H "X-Tenant: $BRIDGEMONI_TENANT" \
-H "X-Environment: $BRIDGEMONI_ENV" {
"data": {
"reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"givenName": "first name",
"familyName": "last name",
"fullName": "Ada Obi",
"nationalityCountryCode": "NG",
"identifications": [
{
"reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"identificationType": "PASSPORT",
"identificationNumber": "identification number",
"issuingCountryCode": "NG",
"issuingAuthority": "Ada Obi",
"issueDate": "2027-03-14",
"expiryDate": "2027-03-14",
"identifier": "identification number",
"verificationStatus": "PENDING",
"verificationMethod": "verification method",
"frontImageUrl": "unified resource identifier",
"backImageUrl": "unified resource identifier",
"rejectionReason": "March payroll"
}
],
"ownershipPercentage": 1,
"ownershipControl": "Ada Obi",
"sanction": {
"reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"politicallyExposureStatus": true,
"sanctionMatchStatus": true,
"sanctionSources": [
"Ada Obi"
],
"adverseMediaFound": true,
"lastScreenDateTime": "2027-03-14T14:30:01",
"nextScreenDateTime": "2027-03-14T14:30:01"
},
"verification": {
"reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"verificationStatus": "PENDING",
"verificationMethod": "verification method",
"assuranceLevel": 1,
"verificationDateTime": "2027-03-14T14:30:01"
}
},
"description": "Fetch a beneficiary owner by reference"
} Responses
| Status | When |
|---|---|
200 | Beneficiary owner fetched successfully |
404 | No beneficiary owner exists for the given reference |
PUT Update a beneficiary owner
PUT /beneficiary/owner/{id}
Partially updates a beneficiary owner's own scalar fields (name, nationality, ownership percentage/control). Only non-null fields in the request body are applied.
Headers
| Name | Notes |
|---|---|
Authorization | Bearer token |
X-Tenant | Your tenant |
X-Environment | test or live |
Content-Type | application/json |
Path parameters
| Name |
|---|
id |
Example
Request body: UpdateBeneficiaryOwnerRequest · Response: BeneficiaryOwnerResponse
curl -X PUT "https://api.bridgemoni.com/beneficiary/owner/b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e" \
-H "Authorization: Bearer $BRIDGEMONI_TOKEN" \
-H "X-Tenant: $BRIDGEMONI_TENANT" \
-H "X-Environment: $BRIDGEMONI_ENV" \
-H "Content-Type: application/json" \
-d '{
"givenName": "first name",
"familyName": "last name",
"fullName": "Ada Obi",
"nationalityCountryCode": "NG",
"ownershipPercentage": 1,
"ownershipControl": "Ada Obi"
}' {
"givenName": "first name",
"familyName": "last name",
"fullName": "Ada Obi",
"nationalityCountryCode": "NG",
"ownershipPercentage": 1,
"ownershipControl": "Ada Obi"
} {
"data": {
"reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"givenName": "first name",
"familyName": "last name",
"fullName": "Ada Obi",
"nationalityCountryCode": "NG",
"identifications": [
{
"reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"identificationType": "PASSPORT",
"identificationNumber": "identification number",
"issuingCountryCode": "NG",
"issuingAuthority": "Ada Obi",
"issueDate": "2027-03-14",
"expiryDate": "2027-03-14",
"identifier": "identification number",
"verificationStatus": "PENDING",
"verificationMethod": "verification method",
"frontImageUrl": "unified resource identifier",
"backImageUrl": "unified resource identifier",
"rejectionReason": "March payroll"
}
],
"ownershipPercentage": 1,
"ownershipControl": "Ada Obi",
"sanction": {
"reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"politicallyExposureStatus": true,
"sanctionMatchStatus": true,
"sanctionSources": [
"Ada Obi"
],
"adverseMediaFound": true,
"lastScreenDateTime": "2027-03-14T14:30:01",
"nextScreenDateTime": "2027-03-14T14:30:01"
},
"verification": {
"reference": "b3f1c2d4-5e6a-4b7c-8d9e-0f1a2b3c4d5e",
"verificationStatus": "PENDING",
"verificationMethod": "verification method",
"assuranceLevel": 1,
"verificationDateTime": "2027-03-14T14:30:01"
}
},
"description": "Update a beneficiary owner"
} Responses
| Status | When |
|---|---|
200 | Beneficiary owner updated successfully |
404 | No beneficiary owner exists for the given reference |
Generated from the OpenAPI document. Branch on the HTTP status: there is no machine-readable error code on the wire. Errors