Transit

Collect every fare, even where the route has no signal.

A passenger pays the conductor's phone from value they loaded onto their own phone while online. Neither phone needs a network. The fare settles to your account when either phone reaches signal.

The problem

What teams like yours tell us.

“Half the route has no signal.”

Card readers and transfers fail between stops, so fares go back to cash.

“Cash leaks.”

Fares collected in cash don't all reach the depot.

“Passengers won't wait.”

A payment that takes a minute holds up the whole bus.

One flow, drawn

How the money moves.

  1. Top upThe passenger loads fare value onto their phone
  2. PayPhone to the conductor's phone, offline
  3. Reach signalThe shift's payments upload
  4. SettledTo your account, route by route
ExampleIllustrative

A bus operator on the Lagos–Ibadan route

A conductor takes 380 fares over a shift, most with no signal. At the depot the conductor's phone uploads them; every fare settles to the operator's account and the route report matches the shift.

Not a customer. Figures are made up to show the flow.

With Bridge Payments

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The Bridge Payments products this sector uses, on the same account.

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