Lenders & BNPL

Score, lend and collect on one ledger.

Explainable scoring, buy-now-pay-later plans and repayments on many rails, posted to the same ledger as everything else.

The problem

What teams like yours tell us.

“Our scores are a black box.”

Nobody can explain why an applicant was declined.

“Repayments arrive everywhere.”

Transfers, cash and wallets each land in a different place.

“We can't test a scorecard safely.”

Changing the rules means risking the book.

One flow, drawn

How the money moves.

  1. ApplyIdentity and consent
  2. ScoreExplainable, versioned
  3. OfferPlan and schedule
  4. RepayOn any rail, on one ledger
With Bridge Payments

Take payments for it with our gateway.

The Bridge Payments products this sector uses, on the same account.

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